The holidays are here and the money is low. This year was difficult financially for me and for many of the people I have spoken to. Throughout 2007, numerous friends lost jobs and altered their lifestyles. I cannot help but wonder why 2007 was such a difficult year, financially?
The worst thing about my lack of holiday money is that I made more money in 2007 than I have ever made in my life.
I realized last year that I wanted 2008 to be an important year in my life. I realized in order to have the year I wanted in 2008, I would have to make sacrifices in 2007. I did some of that but life definitely hit hard.
I splurged on two big vacations (Puerto Rico and New York) and wasted money on an exorbent birthday party.
In 2008, I am going on a diet- a debt diet (and for those of you who have seen my increasing ass around ATL, a conventional diet as well). I hope to do more with less. In have plans for 2008 and they all involve discipline.
On a positive note, I have purchased all of my Christmas gifts (thank you MBNA- now Bank of America). A clear credit card is a holiday must. I know, I know… I will suffer next month, but hey, the debt diet has yet to start.
The worst thing about my lack of holiday money is that I made more money in 2007 than I have ever made in my life.
I realized last year that I wanted 2008 to be an important year in my life. I realized in order to have the year I wanted in 2008, I would have to make sacrifices in 2007. I did some of that but life definitely hit hard.
I splurged on two big vacations (Puerto Rico and New York) and wasted money on an exorbent birthday party.
In 2008, I am going on a diet- a debt diet (and for those of you who have seen my increasing ass around ATL, a conventional diet as well). I hope to do more with less. In have plans for 2008 and they all involve discipline.
On a positive note, I have purchased all of my Christmas gifts (thank you MBNA- now Bank of America). A clear credit card is a holiday must. I know, I know… I will suffer next month, but hey, the debt diet has yet to start.
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